We believe in equipping our members with the tools and knowledge needed to stay one step ahead of cybercriminals.
Real-time and monthly fraud alerts are crucial in mitigating the impact of identity theft and financial fraud. Our platform keeps our members informed about any suspicious activities related to their personal information. Whether it’s a new credit card application, a change of address, or an unfamiliar transaction, our alerts serve as an early warning system, enabling individuals to respond swiftly and prevent further harm.
To fortify online security, we provide industry-leading anti-virus and anti-spyware software. This software offers comprehensive defence against a wide range of cyber threats, including viruses, phishing attacks, worms, spyware, password theft, trojans, and more. By using our software, you can protect your online banking and shopping activities, ensure online safety for your family, and safeguard your privacy on Wi-Fi networks.
In the unfortunate event of identity theft, our full-service identity restoration offering provides expert assistance. Our certified identity theft specialists guide you through the intricate process of restoration, including cases beyond traditional credit report restoration, such as payday loans, IRS records, and DMV records. We are here to support you every step of the way, providing up-to-date restoration contact information accessible through our secure member website.
Currently, credit reports are freely accessible to consumers in all states. As per the Fair and Accurate Credit Transactions Act (FACT Act), consumers can request and obtain a free credit report once every 12 months from each of the three major nationwide consumer credit reporting companies (Equifax, Trans Union, and Experian) through the secure website www.AnnualCreditReport.com.
You will receive email notifications at the email address associated with your account. Ensure that your profile is up to date with your current email address. Detailed alerts will be accessible within the secure membership website.
Identity Monitoring tracks non-credit data and alerts you when your identity is at risk or being used without your permission. On the other hand, Credit Monitoring focuses on monitoring your credit file for any changes or activity. Credit monitoring was developed to help consumers identify errors in their credit report before applying for a loan. Credit monitoring may take up to 90 days to report changes to a credit file, depending on the reporting business and bureau. Identity Monitoring offers more comprehensive coverage than credit monitoring and provides faster detection of changes.